https://offertokeys.docsanddeadlines.com The 45 days between a signed contract and a front door. en Wed, 30 Sep 2026 00:47:42 +0000 https://offertokeys.docsanddeadlines.com/inspection/read-home-inspection-report-what-deficient-means/ https://offertokeys.docsanddeadlines.com/inspection/read-home-inspection-report-what-deficient-means/ The Texas report form says the inspector is not required to prioritize one deficiency over another. Three other documents do that sorting, and they agree. Tue, 29 Sep 2026 00:00:00 +0000 https://offertokeys.docsanddeadlines.com/contract/waiving-contingencies-what-you-give-up/ https://offertokeys.docsanddeadlines.com/contract/waiving-contingencies-what-you-give-up/ There is no waiver form. In four state contracts the giving-up is a blank, an unfilled fee, or the letters N/A — and each one has a different price. Mon, 28 Sep 2026 00:00:00 +0000 https://offertokeys.docsanddeadlines.com/contingency/due-diligence-period-what-to-order-first-week/ https://offertokeys.docsanddeadlines.com/contingency/due-diligence-period-what-to-order-first-week/ A ten-day due diligence period does not hold ten working days. Subtract the lender's fee restriction and the lab clocks, then order in this sequence. Sun, 27 Sep 2026 00:00:00 +0000 https://offertokeys.docsanddeadlines.com/closingcosts/property-taxes-prorated-at-closing-math/ https://offertokeys.docsanddeadlines.com/closingcosts/property-taxes-prorated-at-closing-math/ The proration line shows a date range and an amount and no arithmetic. Two worked closings, one arrears county and one prepaid, rebuild it to the cent. Thu, 10 Sep 2026 00:00:00 +0000 https://offertokeys.docsanddeadlines.com/title/property-survey-before-closing-encroachments/ https://offertokeys.docsanddeadlines.com/title/property-survey-before-closing-encroachments/ When to order the survey, who pays for it, and what happens to your closing when the plat shows the neighbor's fence two feet inside your line. Tue, 08 Sep 2026 00:00:00 +0000 https://offertokeys.docsanddeadlines.com/failures/both-sides-claim-earnest-money-four-ways-it-ends/ https://offertokeys.docsanddeadlines.com/failures/both-sides-claim-earnest-money-four-ways-it-ends/ Terminating the contract and releasing the deposit are two separate signatures, and the second has a 7-day clock, a 15-day clock, and a courthouse behind it. Sat, 05 Sep 2026 00:00:00 +0000 https://offertokeys.docsanddeadlines.com/contract/seller-disclosures-unknown-and-blank-on-the-form/ https://offertokeys.docsanddeadlines.com/contract/seller-disclosures-unknown-and-blank-on-the-form/ Five states, five different forms, and on the federal lead attachment there is no box for 'I don't know'. What each answer commits a seller to. Sat, 29 Aug 2026 00:00:00 +0000 https://offertokeys.docsanddeadlines.com/closingweek/final-walkthrough-checklist-something-wrong-at-4pm/ https://offertokeys.docsanddeadlines.com/closingweek/final-walkthrough-checklist-something-wrong-at-4pm/ The walkthrough verifies promises the contract already made. What three state forms actually give you, and the four moves left when something is wrong at 4 p.m. Fri, 28 Aug 2026 00:00:00 +0000 https://offertokeys.docsanddeadlines.com/closingcosts/closing-costs-line-by-line-who-receives-each-fee/ https://offertokeys.docsanddeadlines.com/closingcosts/closing-costs-line-by-line-who-receives-each-fee/ Origination, title, recording, transfer tax, prepaids, escrow: what each line on page 2 of the Closing Disclosure pays for, and which party actually banks it. Sun, 23 Aug 2026 00:00:00 +0000 https://offertokeys.docsanddeadlines.com/title/title-commitment-schedule-b-exceptions/ https://offertokeys.docsanddeadlines.com/title/title-commitment-schedule-b-exceptions/ Schedule A names you and the price. Schedule B is where the survey, the easement and a gap between two dates leave your policy. The clock to object is a blank. Sat, 22 Aug 2026 00:00:00 +0000 https://offertokeys.docsanddeadlines.com/lender/underwriting-conditions-why-clear-to-close-slips/ https://offertokeys.docsanddeadlines.com/lender/underwriting-conditions-why-clear-to-close-slips/ Conditional approval, prior-to-doc, prior-to-funding: the three points where documents come back, and what your lender re-checks in the final 72 hours. Sat, 22 Aug 2026 00:00:00 +0000 https://offertokeys.docsanddeadlines.com/lender/appraisal-is-not-an-inspection-what-appraiser-checks/ https://offertokeys.docsanddeadlines.com/lender/appraisal-is-not-an-inspection-what-appraiser-checks/ Form 1004 names your lender as the only intended user. What the appraiser measures, photographs and rates on that visit, and what a low number lets you file. Fri, 21 Aug 2026 00:00:00 +0000 https://offertokeys.docsanddeadlines.com/inspection/specialist-inspections-sewer-radon-wdo-chimney/ https://offertokeys.docsanddeadlines.com/inspection/specialist-inspections-sewer-radon-wdo-chimney/ Which add-ons to order: sewer scope, radon, termite, chimney. The property fact that triggers each, the clock each one runs on, and a free lookup to try first. Thu, 20 Aug 2026 00:00:00 +0000 https://offertokeys.docsanddeadlines.com/failures/five-signals-a-deal-is-dying-before-closing/ https://offertokeys.docsanddeadlines.com/failures/five-signals-a-deal-is-dying-before-closing/ A second call to your employer, a new line in Schedule B-I, a binder that never arrives: five late signals, and the window each one had left open. Wed, 19 Aug 2026 00:00:00 +0000 https://offertokeys.docsanddeadlines.com/inspection/general-home-inspection-six-things-it-never-covers/ https://offertokeys.docsanddeadlines.com/inspection/general-home-inspection-six-things-it-never-covers/ Texas licenses inspectors under a numbered rule; ASHI's national standard isn't law anywhere. Read side by side, they exclude almost the identical six things. Wed, 19 Aug 2026 00:00:00 +0000 https://offertokeys.docsanddeadlines.com/contingency/contingencies-plain-english-what-each-covers/ https://offertokeys.docsanddeadlines.com/contingency/contingencies-plain-english-what-each-covers/ Inspection, appraisal, financing, sale-of-home: four conditions, four triggers, and three standard forms that disagree on who has to speak first. Tue, 18 Aug 2026 00:00:00 +0000 https://offertokeys.docsanddeadlines.com/contract/earnest-money-who-holds-it-when-at-risk/ https://offertokeys.docsanddeadlines.com/contract/earnest-money-who-holds-it-when-at-risk/ Your deposit is not sitting where you think it is, and the clock that decides whether it comes back runs 7, 15, 30 or 90 days depending on the state. Tue, 18 Aug 2026 00:00:00 +0000 https://offertokeys.docsanddeadlines.com/contingency/45-day-map-purchase-contract-deadlines/ https://offertokeys.docsanddeadlines.com/contingency/45-day-map-purchase-contract-deadlines/ Four standard purchase contracts, four different answers to one question: what happens on the day a deadline passes and nobody sends you a notice. Mon, 17 Aug 2026 00:00:00 +0000 https://offertokeys.docsanddeadlines.com/closingweek/three-day-rule-closing-disclosure-resets/ https://offertokeys.docsanddeadlines.com/closingweek/three-day-rule-closing-disclosure-resets/ Only three changes restart the Closing Disclosure waiting period, and the business days you count are not the days your lender's office is open. Mon, 17 Aug 2026 00:00:00 +0000 https://offertokeys.docsanddeadlines.com/closingcosts/loan-estimate-vs-closing-disclosure-fee-tolerances/ https://offertokeys.docsanddeadlines.com/closingcosts/loan-estimate-vs-closing-disclosure-fee-tolerances/ Three tolerance groups decide which Closing Disclosure fees you can push back on: the 10 percent arithmetic, and a refund deadline 60 days past closing. Sun, 16 Aug 2026 00:00:00 +0000